Year: 2011

Deferred Maintenance Makes a Title Loan a Great Option

The saying is that deferred maintenance always costs more in the end.  Every American has been faced with this choice.  Your transmission needs to be repaired, or your check engine light has been on for a week now.  The best thing to do would be to fix the problem as soon as possible.  But what … Continue reading Deferred Maintenance Makes a Title Loan a Great Option

How Do You Repay a Car Title Loan?

A car title loan involves borrowing money and using your car as security. You get to retain possession of your vehicle and continue to drive the car when you take a car title loan, as long as you repay the loan according to the terms of your agreement with the lender. The lender will take … Continue reading How Do You Repay a Car Title Loan?

How Much Can I Borrow on a Car Title Loan?

A car title loan, like a payday loan, allows you to obtain a cash loan much more quickly and easily than traditional credit based loans from banks and credit unions. A car title loan does not require a credit check and the amount of money you can borrow is not based on whether you have … Continue reading How Much Can I Borrow on a Car Title Loan?

What is a Car Title Loan?

A car title loan is a loan that allows you to borrow money based on the equity in your vehicle. When you own a vehicle, whether it is a car, a motorcycle or some other type of vehicle, that vehicle is an asset. It is not a liquid asset, however, since you can’t easily take … Continue reading What is a Car Title Loan?

Getting Quick Cash With a Car Title Loan

Most forms of financing or loans require a long period of time to get approved. When you take a cash advance from a credit card, if you have a card available to you, you may have to wait to make a request with your creditor and then wait days or weeks to get the money … Continue reading Getting Quick Cash With a Car Title Loan

Do I Need Good Credit for a Car Title Loan?

When you apply for many types of loans, from credit cards to a bank loans, your credit score is the most important factor that determines whether you will be approved or rejected. Unfortunately, a history of just a few late payments, or more serious credit challenges such as a repossession, foreclosure or, bankruptcy, or even … Continue reading Do I Need Good Credit for a Car Title Loan?

Benefits of Car Title Loans

Car title loans allow you to qualify for a loan quickly and easily by tapping into the equity in a vehicle that you own. Your car, motorcycle or other vehicle is a valuable asset and the money you paid for that vehicle is essentially trapped in that asset and not accessible to you or “liquid.” … Continue reading Benefits of Car Title Loans

Do I Give Up My Car With Car Title Loans?

Many people are interested in exploring alternative loan and financing options in order to get quick cash when they need it. This is especially true of people who do not have access to credit cards and who do not have the credit scores necessary to qualify for traditional bank loans. One option considered in these … Continue reading Do I Give Up My Car With Car Title Loans?

Car Title Loans vs. Payday Loans

Car title loans and payday loans are often grouped together and considered to be the same type of financing. This happens for several reasons, including the fact that both car title loans and payday loans provide options for people who might otherwise be shut out from borrowing money from traditional credit based lenders such as … Continue reading Car Title Loans vs. Payday Loans

When to Consider a Car Title Loan

A car title loan may be your best option if you are facing a temporary financial shortfall. A car title loan is a way to obtain quick access to cash that you need by using your vehicle as collateral. You do not have to relinquish your vehicle when you take a car title loan, as … Continue reading When to Consider a Car Title Loan