At Car Cash Loans we aim to lend you the most money for your vehicle with fast, reliable and friendly service. But we don’t just say so — we back it up. Let us put your mind at ease by answering any questions about car title loans you might have before you sign up for the loan. Here are answers to some common questions we hear, and don’t hesitate to call us at (800) 614-5694 to ask anything else you might be wondering about Car Cash Loans and how the car title loan process works.
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- Do I have to live in California to qualify?
- How much money can I borrow?
- Can I drive my car during the loan period?
- When is my first payment due to you?
- Do you lend money on other vehicles, like motorcycles and RVs?
- What do I need to get a car title loan?
- Does my car need to be paid off?
- What if my car is on a lease?
- I have terrible credit. Can you help me?
- How often do I have make payments?
- Where’s my title? What if I lost my vehicle title?
- Can you trust us?
- How long will it take to get my cash loan?
- What now?
Simple Answers to Important Questions about Car Title Loans
A: Yes. You need to be a California resident to apply.
A: You can borrow a percentage of the value of your vehicle or vehicles. We figure this maximum amount by factoring the year, make, model and mileage and overall condition of your car. We usually go to about 50% of value, but sometimes we can go higher.
A: Yes. That’s one of the benefits of a car title loan. You can get a loan on your vehicle and get to drive it too. We do install a GPS device in your vehicle when you bring it in for the initial loan processing in case the loan is defaulted on so that we can process the vehicle as collateral. We remove the GPS device at no charge to you when you’ve paid the loan off.
A: The first payment is due 30 days after you sign for the loan. You can send us a payment however it’s convenient to you — stop by a bank, visit our Los Angeles office, call and pay over the phone, mail it in, or pay online.
A: Yes. Cars, trucks, vans, motorcycles, RVs, limousines, ATVs — if it has a motor, we can probably lend on it.
A: There are 8 simple things to bring with you to the Car Cash Loans office to be approved for your loan, and if you do you can be out the door with your check in minutes:
- Your vehicle
- The vehicle title
- Vehicle registration
- Proof of insurance
- A government ID
- Proof of income (ability to pay)
- Proof of residence
- A spare key to the vehicle
A: Unless you own the vehicle, free and clear, you are not able to use it as collateral.
A: There are many factors that contribute to getting cash from the value of your vehicles. Credit history is not one of them for us. We do not even check your credit. We are in the business of helping people get money. If there is a way that we can help you, we will do it. The best way to find out is to start the process by emailing or calling us.
A: We are very serious about getting you cash for your car, truck, van, motorcycle or other vehicle. And we are also serious about repayment schedules, too. We can design almost any repayment program that fits your income.
A: Most people have their vehicle title at home with all their important papers. Others have their pink slip in a safe deposit box. And yet others, under a mattress! YIKES! If for some reason you can’t find your title, as long as you are the registered owner, we can still make the loan. Call us to discuss these special situations.
A: We are closely regulated by the Department of Business Oversight and have a California Finance Lenders License. In addition to that, we are nice people.
A: In some cases, it can take as little as 10 minutes. Other times, based on special situations, it might take as long as eating dinner at your favorite restaurant. Either way, we don’t waste your time!
A: Make some contact and get some cash!!! Call now to find out how much you can borrow and find the Car Cash Loan locations near you.
- No Credit Check