Keep Cool – Replace your Air Conditioner with a Car title Loan

June 24, 2014

The warmer months have arrived and it’s time for many Americans to consider how they’ll keep cool this summer. New houses tend to come with central air conditioning systems, but how many people live in a brand new house? You could go with a window air conditioner, but that won’t do you much good unless you live in a small apartment.

Instead, a new or replacement air conditioner may be just what you need to keep cool this summer. However, it won’t be free. Typically, air conditioning replacements cost $2,600 to $15,000, which you may not have on hand.

A car title loan could be a very useful way to pay for a new or replacement air conditioning unit. Car title loans can be obtained very quickly and without a lot of paperwork. In fact, at Car Cash Loans, you’ll generally be in and out in around an hour. All it takes is around 1 hour of your time to get the cash you need to keep your home cool. You may even say it’s no sweat!

How Does a Car Title Loan Work?

If you’ve never heard of a car or vehicle title loan, it is a much more customer-friendly means of borrowing than a traditional bank loan. Instead of meeting with a banker, filling out a load of paperwork and waiting days or even weeks for a decision, you’ll simply drive your vehicle to a car title lender.

Once you arrive at a car title lender’s office, you’ll have to provide a few items. These may include a photo ID, minimal proof of income and a few other relevant items. Most importantly, you must show proof that you own your vehicle, which can be done by bringing the title along with you.

As mentioned, the entire process of obtaining a car title loan takes around an hour at Car Cash Loans. You’ll keep your vehicle, too, so you won’t have to ride the bus. You won’t even have to go through a credit check!

Example

Suppose that you contact a contractor to install a new central air conditioning system. He says that his crew could do the job next week. If you’re eager to get an AC replacement, a bank loan may not work out for you.

Instead, you could visit a car title lender and get a loan quickly. Depending on the worth of your vehicle and how much money you’d like to borrow, you may be able to get a loan that covers the entire bill. You can also work out a flexible repayment plan in order to have convenient payments. In fact, at Car Cash Loans, you may take up to 5 years to repay a loan, giving you plenty of time to make payments and keep your monthly expenses down.

Should I Get a Car Title Loan?

Most places get hot at some point in the summer. If you have a large home or a family to keep cool, a central air conditioning system could be highly useful. If you have the money to pay for it out-of-pocket – great! Otherwise, you’ll need to come up with another source of money.

With the convenience and flexibility of car title loans, you won’t have to deal with a snooty banker who considers offering you the “Privilege” of borrowing money. The process is much easier and won’t involve a credit check – a great bonus if you have credit problems. You could be in and out quickly with the cash you need. Why not give it a shot?