Small Loans in Los Angeles

If you want to upgrade your entire kitchen or buy a new car, a bank can certainly help you with that. However, if you need a small loan to cover a bill or another relatively small expense, many banks won’t work with you.

Below is a list of a few banks and the minimum loans that they offer.


As you can see, these major banks won’t work with you if you just need a few hundred dollars. For example, if you need $500 to pay off your cell phone bill, you’ll be out of luck with these banks.

This leaves Los Angeles residents with limited options. Many of you may not know this, but a car title lender will often work with you to give you just the amount of cash you need through a car title loan. In fact, Car Cash Loans offers loans beginning at $500.

What is a Car Title Loan?

A car title loan is a loan that is based on the value of your vehicle. It may also be called a title loan, u-drive loan or pink slip loan.

Depending on the value of your vehicle, the loan may be issued as either a pawn loan or a title loan. If it is a pawn loan, you’ll temporarily surrender your vehicle until you pay for the loan. If it is a title loan, you’ll get to keep your vehicle while you pay for the loan.

How Long Will it Take to Get a Car Title Loan?

At Car Cash Loans, you’ll generally be in and out in around an hour for a title loan. If you end up with a pawn loan, you can get your money in as little as 15 minutes.

Meanwhile, even if you could find a bank that will work with you on a small loan, it would typically take days or even weeks to get your loan. That’s not going to cut it if you need cash quickly.

What if I Have Poor Credit?

Your credit history doesn’t have to be a problem if you need a small loan. At Car Cash Loans, you’ll never go through a credit check. If you own your vehicle and can meet a few other minimal requirements, then you’ll be well on your way to getting a loan.

What if I am Unemployed?

If you are unemployed, you may still be able to get a car title loan. If you have some other proof of income, then a car title lender may work with you. Bring that proof of income with you when it comes time to get a small loan at a car title lender.

Should I Get a Car Title Loan?

If you need a small loan in Los Angeles, a car title loan can be a great fit for your needs. As mentioned, you can get a loan of as little as $500 at Car Cash Loans and won’t have to wait as long as you would at most banks. Also, it’s generally easier to get a car title loan than a bank loan, so your chances of getting a loan will typically be higher. So, consider a car title loan if you need a small loan and/or don’t have much time to wait for a loan.